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How to Apply for Social Security Benefits for OCD Suffers

Guest blogger Ram Meyyappan explains how severe-OCD sufferers can receive financial help.

If you suffer from obsessive compulsive disorder (OCD), Social Security Disability (SSD) benefits may be available to you. Before applying, you will want to learn more about the application, review, and qualification processes with the Social Security Administration (SSA). The following tips will help you better understand the programs available and the process of applying.

Tip #1: Understand How to Medically Qualify for Benefits for OCD 

The SSA reviews OCD claims under the listing for anxiety-related disorders in the Blue Book, which is a manual of disabling conditions and the medical evidence needed to qualify for benefits with each of those conditions.

The listing that applies to OCD requires your medical records prove you experience persistent and severe symptoms that include at least one of the following:

  • Anxiety
  • Irrational fears
  • Panic attacks
  • Compulsions or obsessions
  • Reliving traumatic events

In addition to documenting symptoms matching at least one of those listed above, your medical records must also document that your OCD also causes:

  • An inability to function outside your own home without constant assistance or monitoring

OR

  • Severe issues that include two of the following:
    • Pronounced difficulties in completing everyday activities, including essential activities of daily living
    • Functioning socially
    • Concentrating, completing tasks, or moving at a reasonable pace
    • Recurrent episodes of increased symptoms, even while undergoing treatment

For more information on medically qualifying with OCD, read “OCD and Social Security Disability.”

Tip #2: Learn How to Financially Qualify for Benefits 

The SSA also requires you to meet certain financial or technical eligibility requirements to receive SSD benefits through either or both of the disability programs available:

  • For Supplemental Security Income (SSI) benefits, you must have very limited income and other financial resources you can draw on.
  • For Social Security Disability Insurance (SSDI), you must have worked and earned work credits by paying Social Security taxes, making $1,070 per month or less due to OCD. This is what the SSA considers the threshold for substantial gainful activity (SGA).

You can read more about SSDI and SSI in “Benefits for People With Disabilities.”

Tip #3: Fill Out the Application Completely

To be approved for disability benefits, you must completely fill out the application and ensure the information is accurate and matches your medical records. It is good to have another individual, such as a friend, family member or Social Security advocate or attorney, review your application prior to filing. They may see missing details or contradictory statements that you have overlooked.

Missing or incomplete information in your application will cause delays in the review of your claim. These kinds of errors can also result in your being found ineligible for benefits. For this reason, providing thorough documentation and accurate information on the SSA’s forms is crucial.

Tip #4: Appeal If Your Claim Is Denied

If your claim for SSD benefits is denied, you can file an appeal. The first appeal is typically a request for a reconsideration review of your application. This must be filed within 60 days of that date of the denial notice you receive in the mail.

If you are denied a second time, you will need to request an appeal hearing before an administrative law judge to continue trying to get disability benefits. That request for appeal must also be filed within 60 days of the denial notice you receive.

Ram Meyyappan writes for the Social Security Disability Help blog.

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The Power of Admitting Ignorance

I’ve often gone through my career feeling like an impostor.

I work with some ridiculously smart people and know many more in my industry. They seem interested in my opinion on things, and I try to deliver. But many times I don’t know the answer. So I sit wondering how the hell I got here. I know people who can bullshit their way through the answer to a question, but I lack that special talent. So I usually just admit that I don’t know.

Mood music:

That answer has only led to more good fortune. We think we’ll be dismissed if we admit ignorance, but the smarter folks among us actually appreciate the honesty. When I write about complex security issues in my work blogs, I often admit my befuddlement and open the floor for discussion in an effort to make readers — and myself — more aware of the given topic. In this blog, my frequent admission of ignorance clicks with readers, who find comfort in knowing they’re not the only clueless people on Earth.

The benefits of admitting you don’t know is the focus of a new book, simply titled I Don’t Know by Leah Hager Cohen. I haven’t read it yet, but I have read the essay it’s based on and have listened to her on WBUR, the Boston NPR affiliate.

It’s a refreshing, comforting, even, take on learning to honor one’s doubt. In the essay that started the project, Cohen writes:

Fear engenders lying. If we want our colleges and universities to be bastions of academic integrity, we need to look honestly at the ways they might encourage fakery by stoking fear. In Jean-Jacques Rousseau’s “Émile: Or, Treatise on Education,” the philosopher writes, “’I do not know’ is a phrase which becomes us.” Too often we fear uttering these words, convinced that doing so will diminish us, will undermine our status and block our advancement.

In fact these words liberate and empower. So much of the condition of being human involves not knowing. The more comfortable we become with this truth, the more fully and unabashedly we may inhabit our skins, our souls, and — speaking of learning — the more able we become to grow.

As someone who used to suffer from crippling fear and anxiety, I get that now. Fear of being diminished in the minds of those you respect makes the lies pour from your mouth before you have time to process what you’re actually saying. Then you’ve made matters worse.

By admitting ignorance from the outset and saying “I don’t know,” you’ll have spared yourself a lot of future pain and indignity and instead set yourself up to become wiser. It’s good to see that point has been articulated in a book.

I Don't Know book cover

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The Information Technology Burnout Project

The Information Technology Burnout Project, created by friends in the security community, addresses something most of us experience at one point or another: work-induced depression.

Mood music:

The website is only part of the project. Project members have also held panel discussions about job stress and burnout at various security conferences across the United States. During those discussions, people have been open about the depression, despair and hopelessness they’ve traveled through in the face of mounting job stress. We know that stress has led to suicide in the IT world. Aaron Swartz is just one of the latest examples.

When I started this blog, I worried about how I’d be perceived in the infosec community. By that point my need to rip the skeletons out of my closet overrode such concern, but I held my breath and sweated it for a few days. I didn’t expect the eventual response, though I probably should have.

My work community started opening up about their own struggles with depression, anxiety and the resulting addictions. These were and still are people that are tough as steel, which was actually comforting. If people like that could let cracks in their armor show, perhaps I wasn’t so crazy after all.

The work of breaking the stigmas around mental illness took on a more intense urgency for me, and here we are, more than three years later.

Related posts:
“Friends of the Gifted Need to Learn Suicide Prevention Tactics”
“Fired for Being Depressed”
“Mental Illness and Cybersecurity”

I’ve had my bouts of job burnout and all the depression and anxiety that goes with it, though most of it was before I started focusing on infosec. As an editor at a daily paper, I struggled to keep newsroom politics from getting to me. I tried to stay above all the backstabbing, criticism from upper management and side effects that came from working late-night hours. I failed, at least for a while, and conducted myself in ways I’m ashamed of to this day.

When I finally got out of the mainstream news business and landed in a much more supportive office environment, I remained on edge. On the surface I appeared calm, and the bosses were happy with the work I was doing. But inside I was dying, one traumatized molecule at a time.

I eventually found my way out of it. But when someone in my work circle is going through something similar, I can spot it from a mile away.

Fortunately, I’m not the only one who can.

I’m proud of the friends who started the Information Technology Burnout Project. They are breaking the stigma and, through the website, offer coping tools and inspirational stories that can and will make a difference.

One such friend noted last week that the project has lost some momentum since last year’s RSA Conference, mainly because everyone is increasingly busy with work projects. He’s hoping to rekindle the earlier momentum and asked for help.

Count me in, starting with this post.

Burnt match

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New Section: Resources for Readers

Today we launch a new section with links to resources specializing in mental health issues, including children’s issues, faith, eating and relationships.

We’ll be building the section over time, adding new topics as we go. Today, we’re starting with resources for parents and children dealing with mental health issues.

Check out the new section here.

Since this blog was launched in December 2009, the full focus has been on the author’s personal experiences with mental illness and all the related adversity that goes with it. In May we relaunched the blog with a wider focus in mind. The Resources section is a huge part of that.

The perspective of one person is certainly useful, but the more online resources we can give you, the more helpful we will be.

We hope you find it helpful.

—Bill Brenner